Terrific location- quiet neighborhood and only minutes to town centers of Woodbury, Southbury & Middlebury. So much potential and versatile space with this floor plan. Originally a three-bedroom ranch, over the years the modern space over the two car garage was added with vaulted ceilings, exposed beams and two sets of sliders to upper decking. There is an ample storage closet/pantry at the foot of the stairs that was envisioned to be a half or shower bath. (think in-laws or multi-generational living). As life progresses and the children moved on, the third bedroom was reconfigured into a full bath with a walk-in shower and wide door opening - just in case! Open the front door into hardwood flooring and a fireplace in the living room / dining room shared space. The eat in kitchen is in great shape to enjoy until or if you decide to upgrade. Large laundry closet off the kitchen. The full basement offers easy access to plumbing should you decide to make changes. The beauty is not just the location, but the flat, usable yard for entertaining, gardening or just to relax in. Some windows have been replaced. Granite entry steps and landing - decks are topped w composite. Great opportunity to get into historic Woodbury and all that it offers. Arts, restaurants, antiques and history are abundant. Award winning schools. Readers Digest choice of one of the best small towns in CT.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Vaulted Ceiling,Beams,Sliders,Plywood Floor | Upper |
Dining Room | Combination Liv/Din Rm,Hardwood Floor | Main |
Eat-In Kitchen | Eating Space,Pantry | Main |
Living Room | Combination Liv/Din Rm,Fireplace,Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $480 | $480 | $480 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,939 | $1,939 | $2,523 |
Total Monthly Payment | $2,494 | $2,494 | $3,078 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.