Welcome to your dream home in Lakeland, Florida! This spacious 4-bedroom, 3-bathroom residence is situated on a large, fenced lot, offering plenty of space for outdoor activities and privacy. Step inside to find tile flooring throughout the main living areas, providing easy maintenance, while cozy (NEW on 11/9/24) carpet adds comfort to all the bedrooms. The home features a durable metal roof, installed in August 2021, along with hurricane clips, ensuring safety and offering a discount on insurance. The AC handler and compressor were fully replaced in May 2021, providing efficient climate control. Enjoy the convenience of double-pane windows that easily pull out for cleaning. The kitchen boasts a brand new garbage disposal and hot water heater (both installed in 2023), with all other appliances being only 5 years old. The primary bedroom is a true retreat, featuring a huge walk-in closet. Two of the three bathrooms were tastefully updated in 2024, adding modern style and functionality. The detached garage includes built-in workbenches, perfect for DIY projects or additional storage. Relax on the shady back porch overlooking the expansive backyard, where you'll find an above-ground pool—ideal for cooling off on hot Florida days. This home offers the perfect blend of comfort, style, and convenience. Don’t miss the opportunity to make it yours!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $183 | $183 | $183 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,127 | $2,699 |
Total Monthly Payment | $2,359 | $2,384 | $2,956 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.