What a beautiful antique home, circa 1840. This home has been lovingly maintained and updated over the years. You'll love the wide board floors, exposed beams, doors and hardware, and the beautiful woodwork. The modern kitchen is a bright and open space with exposed beams, walk-in pantry, a cozy breakfast bar, and is open to the dining room and a bricked wall with a woodstove. The front-to-back living room has built-in bookshelves, and there is a half bath on the main level. The workshop area with a woodstove is between the attached 2-car garage and the main home. Upstairs in the garage is a beautifully finished space with wood floors and a cathedral ceiling with exposed beams - perfect for a home office, home gym, hobby space, rec room. . . the possibilities are endless! The garage itself is spacious, as well! Upstairs in the main home, you'll find the full bath and a 3 nice sized bedrooms - all with wood floors. The basement is one of the nicest stone basements you'll see! The grounds are lovely and include a perennial garden, stone patio, lots of space to relax and play, and two driveways - one in the front (Skungamaug Rd) and one in the back (Torry Rd). Great location that is off the main route, but has easy access to I-84.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 11.0 x 11.0 | Upper |
Bedroom 2 | Hardwood Floor | 11.0 x 11.0 | Upper |
Dining Room | Wood Stove,Hardwood Floor | 15.0 x 14.0 | Main |
Family Room | Beams,Hardwood Floor | 22.0 x 17.0 | Upper |
Kitchen | Beams,Breakfast Bar,Pantry,Hardwood Floor | 20.0 x 19.0 | Main |
Living Room | Book Shelves,Hardwood Floor | 23.0 x 11.0 | Main |
Other | Wood Stove | 21.0 x 12.0 | Main |
Primary Bedroom | Hardwood Floor | 19.0 x 10.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.000% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.171% | 5.248% |
Monthly Tax Payment | $447 | $447 | $447 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,580 | $1,559 | $2,055 |
Total Monthly Payment | $2,102 | $2,081 | $2,577 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.