This charming one-bedroom, two-bath home in Cortlandt Manor offers the perfect blend of comfort & convenience, set on a spacious lot that provides plenty of outdoor space. The property includes a three-car, heated garage, ideal for vehicle storage or a workshop & ample room to park a trailer or additional vehicles, also perfect for artist studio and more. Inside, the home features a cozy and functional layout. The bedroom is generously sized, providing a peaceful retreat, one full bathroom on the first level & another in the finished basement. The living space is bright and welcoming, with a seamless flow from the kitchen to the living area, perfect for relaxing or entertaining. The surrounding land offers a sense of tranquility, with enough space to create a garden, host outdoor gatherings, or simply enjoy the serene environment. Despite its peaceful setting, the home is conveniently located for an easy commute to New York City. The train station is just a short drive away.
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$490,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $392,000 | $392,000 | $392,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $944 | $944 | $944 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,608 | $2,605 | $3,361 |
Total Monthly Payment | $3,627 | $3,624 | $4,380 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.