MASSIVE PRICE REDUCTION!! This well built one owner home has been loved and maintained. This brick ranch w/ vinyl trim has spacious size rooms and a good floor plan. There is a large formal living room/ dining room combo that leads to a kitchen and breakfast area. The breakfast room features cabinets and counters as well as an eat at bar. Plenty of room for entertaining. The kitchen features a laundry closet and all appliances will remain with the home. There is an additional window unit built into the kitchen for those hot days and big meals. Step into the den area that could be a 3rd bedroom. There is a large open hallway with entrance to the 2 bedrooms, hall bath, and basement steps. The primary bedroom features the original tile bath with shower. HARDWOODS under carpeting in the living areas. Enjoy relaxing on the screen porch or the front porch. There is an unfinished basement with a French drain for storage and also a stand up crawl space for yard tools. The shaded back yard is fenced and there is a storage building that remains. The subject was designed as a 3 br home but used as a 2 br with den. SELLER WILL PAY FOR A 1 YEAR BASIC HOME WARRANTY FOR THE BUYER.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $140,800 | $140,800 | $140,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $52 | $52 | $52 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $937 | $936 | $1,187 |
Total Monthly Payment | $1,064 | $1,063 | $1,314 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.