Welcome to 22 Bay St, Northfield, NH 03276 – a delightful blend of historic charm and modern convenience. This beautiful New Englander was built in 1890 and offers1566 square feet of living space, featuring 3 bedrooms and 1. 5 bathrooms. This home has had many recent upgrades in recent years including an updated kitchen, new heating system (2020) and replacement thermal pane windows. The oversized front porch invites you in with its classic appeal, overlooking gorgeous gardens that are sure to please year round. Inside, the home is ready for you to move in or to make it your own with minor personal touches. Located in the heart of Northfield, this home is just a short drive from the Tilton Outlets, Plymouth State University, and Concord. Located minutes to I-93, making this a perfect commuter location with easy access to the NH Lakes Region and many ski areas for both winter and summer adventures. Don’t miss the opportunity to own a piece of Northfield’s history with all the comforts of modern living. Schedule a viewing today and imagine the possibilities at 22 Bay St!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $382 | $382 | $382 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,944 | $1,944 | $2,528 |
Total Monthly Payment | $2,401 | $2,401 | $2,985 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.