Spend your summers in this beautiful updated lakefront front home on the shore of Lake Champlain! This charming 2 bedroom 1 and 3/4 bathroom home offers a perfect blend of tranquility and adventure for seasonal getaways and year round living! Enjoy summers boating and fishing and fall/winter hiking, skiing and exploring all Vermont has to offer. Located on a shale beach with a large dock for your boat or just taking in the views. Enjoy gorgeous sunsets! Numerous updates have been made including new windows and sliders with energy efficient products, electrical updates, new vinyl siding, and basement and foundation improvements. Enter through the front porch with composite decking and gorgeous craftsman style door. Sunny and open living area with vinyl plank floors throughout and recessed lighting. Living, dining and kitchen flow seamlessly with great attention to detail. New kitchen cabinets, stainless steel appliances and granite countertops. 2 bedrooms with vinyl plank floors and ceiling fans. Primary bedroom with updated 3/4 bathroom, ceramic tile floors and new vanity. Full walkout basement ideal to finish to your liking and great for storage space. One car garage also lends to more storage potential. Fantastic location in the quiet town of Shoreham, you can enjoy some of Vermont's best hiking, biking, fishing and boating. Shoreham is an easy ferry ride to NY and close to the quaint town of Brandon. Come take advantage of this year round getaway spot!
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Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $427 | $427 | $427 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,795 | $2,795 | $3,635 |
Total Monthly Payment | $3,314 | $3,314 | $4,154 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.