Opportunity knocks! If you are looking for a home on a friendly cul-de-sac in a lovely sidewalk lined University neighborhood, this 3-bedroom, 1. 5-bathroom raised ranch sited on a spacious level . 3-acre lot is ready for your touches! This great home provides 1588 sunny square feet (including 408 lower level) of total living space, offering ample room for comfortable living and entertaining indoors and outdoors. With nice proportions and generous light flooding in, this great home is waiting for you to bring it to its full potential which is easy to do! Offering an open living room/dining room with sliders to deck, eat-in kitchen, 3 nice bedrooms and one bath on the main level and a finished lower level (think: recreation room, gym, home office, movie room, etc) with a half bath. Also featuring a large 2 car garage, walk-out basement, and a full house generator. Step outside and enjoy this lovely neighborhood within minutes to vibrant Fairfield center and Fairfield metro area. Convenient to all that Fairfield has ~ train stations, beaches, restaurants, shopping, theaters, and hiking trails. 278 Sigwin is waiting for you!
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Ceiling Fan,Hardwood Floor | Main |
Dining Room | Balcony/Deck,Sliders,Wall/Wall Carpet | Main |
Kitchen | Ceiling Fan,Pantry,Vinyl Floor | Main |
Living Room | Wall/Wall Carpet | Main |
Primary Bedroom | Ceiling Fan,Wall/Wall Carpet | Main |
Rec/Play Room | Engineered Wood Floor | Lower |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $808 | $808 | $808 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,912 | $2,912 | $3,787 |
Total Monthly Payment | $3,812 | $3,812 | $4,687 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.