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15 S Ocean Palm Villa, #15, Flagler Beach, FL, 32136 | $290,000
Discover direct waterfront living on the Intracoastal waterway with this budget-friendly 2 story, townhome-style condo. This end unit provides more natural light within, has 2 bedrooms and 1 bath up plus 2nd full bath downstairs. Newly remodeled first floor features a beautiful tile plank floor for a coastal feel, new Kitchen with white shaker cabinets, quartz countertops and new stainless steel appliances. The open floor plan with breakfast bar looks to the dining/living room combo and on through the glass sliders beyond the covered patio to water views. The downstairs bath has tiled walls and walk-in shower. Other recent updates: HVAC system (2020), hot water heater (2023). The attached one garage provides access to the unit, features a washer and dryer and insulated overhead door.
This pet-friendly complex allows for up to 2 pets (approx 30lbs each). The minimum rental period is one month. The HOA fee of $695 per month comprehensively covers building insurance, cable & internet, building exterior upkeep, along with common areas, community pool, tennis, water, sewer and trash services, promoting a carefree lifestyle.
Set within the beachside community of Ocean Palm Villas South, this complex is encircled by a private nature preserve, adding to its tranquil feel. It is ideal for those who love the outdoors with the beach nearby plus the onsite community swimming pool, tennis court, and kayak storage and launch area.
This location offers an excellent chance to enjoy the quaint allure of Flagler Beach with its array of local eateries, community festivities and beachside activities.
Envision relaxing on your back patio off living room or balcony off master bedroom as boats sail by, and Florida wildlife, incl. dolphin and manatee frolic while the sun sets over the water. Whether seeking a primary home or an investment, this property is ready to show you its distinctive charm. Available for viewing, see what makes this unit a standout.
Don't let this opportunity to own a piece of paradise pass you by.
Features
- Heating: Central, Electric, Heat Pump
- Cooling: Central Air
- Levels: 2
- Amenities: Cable TV, Pool
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Laundry: Inside
- Complex: OCEAN PALM VILLAS SOUTH
- Year Built: 1974
- Approx Sq. Feet: 1,184
- Acreage: 0.04
- Est. Taxes: $1,079
- Condo Fee: $695 Monthly
- View: Water
- Elem. School: Osceola Elem
- Middle School: Ormond Beach Middle
- High School: Seabreeze High School
- Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit
- Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: V4937358
- Days on Market: 39 days
- Website: https://www.raveis.com
/prop/V4937358/15soceanpalmvilla_flaglerbeach_fl?source=qrflyer
Listing courtesy of EXP Realty LLC Phone: 888-883-8509
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
15 S Ocean Palm Villa, #15, Flagler Beach, FL, 32136
$290,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $232,000 | $232,000 | $232,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
| Monthly Tax Payment | $90 | $90 | $90 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,410 | $1,410 | $1,833 |
| Total Monthly Payment | $1,575 | $1,575 | $1,998 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388