109 Osage Rd, Saint Augustine, FL, 32086 | $599,999

Welcome to Affordable Luxury in the heart of St. Augustine! Just one block from the water, this brand-new home offers quick access to nearby boat ramps and water front strolls—perfect for those who love life on the coast. With no HOA, this property gives you the freedom to live the way you want. Exterior Features: The striking black metal roof, built over cell foam insulated sheathing, combines style with energy efficiency. Enjoy outdoor living with an inviting entry porch, adorned with cedar ceilings and travertine tiles, or relax on the rear porch, featuring an optional paver extension for outdoor entertaining. A fully fenced yard includes an irrigation system and convenient parking for a boat or RV, complete with a dedicated 220v receptacle and water spigot. This home comes with full generator preparedness in mind with dedicated transfer switch station and locking breakers. If a pool or hot tub is part of your dream, installation is negotiable! Several options to fit your needs! Interior Features: Step inside to find high-end, high-wear luxury vinyl flooring that spans throughout the home, perfectly balancing elegance and durability. The main living area boasts open volume ceilings with heights of 10 to 11 feet, creating a grand, airy atmosphere. The euro-inspired kitchen is the heart of the home, featuring a stunning 144” x 40” quartz island, all-wood cabinetry, under-cabinet lighting, new appliances, and a sleek under-slab microwave. In the guest bathroom, enjoy a luxurious 66” bathtub with built-in shelving, custom cabinetry, and full-tiled walls, while the primary suite offers a serene retreat. The spacious master bath includes a zero-entry shower for two, dual showerheads, and a glass accent partition, plus a separate commode for added privacy. The master bedroom is a true highlight with its dual walk-in closets, ceiling perimeter lighting, and a private door leading to the backyard. Two guest bedrooms with full access double ball-catch doors on the closets, say goodbye to bi-folds! The living area features an electric fireplace with a recessed wall mount receptacle for your TV, and the flexible extended living space can easily be converted into a sleeping quarters, office, or entertainment space depending on your needs. With thoughtful design and premium finishes throughout, this home offers a blend of luxury and practicality just steps from the water.

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 80 x 100
  • Year Built: 2024
  • Approx Sq. Feet: 1,740
  • Lot Size: 80 x 100
  • Est. Taxes: $1,008
  • MLS#: 243969
  • Days on Market: 92 days
  • Website: https://www.raveis.com
    /prop/243969/109osagerd_saintaugustine_fl?source=qrflyer
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Listing courtesy of eXp Realty

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

109 Osage Rd, Saint Augustine, FL, 32086

$599,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $479,999 $479,999 $479,999
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $84 $84 $84
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,193 $3,190 $4,116
Total Monthly Payment $3,369 $3,366 $4,292

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.