292 Northern Boulevard, Smithtown (Saint James), NY, 11780 | $840,000
Nestled in the charming hamlet of Saint James on Long Island's north shore, this mid-century Farm Ranch offers timeless appeal and modern conveniences. As you enter, you'll be greeted by an abundance of natural light streaming through the living room windows, framing picturesque views of the serene backyard and in-ground pool. Just off the entry hallway, French doors lead to the cozy den, perfect for quiet relaxation or a home office. The formal living room exudes character with its intricate crown molding and a wood-burning fireplace, while the formal dining room opens to a spacious deck overlooking the pool, perfect for entertaining. This home features a versatile layout with a first-floor bedroom, complemented by two additional bedrooms upstairs. The eat-in kitchen is a welcoming hub that connects to a charming sunroom, providing yet another space to unwind and enjoy the view. The full, partially finished basement offers a generous family room complete with a bar, a laundry area, and ample storage space. Adding to its allure, the property includes a spacious additional living area, ideal for extended family or guests, with COs in place. This bonus space features its own bedroom, full bath, eat-in kitchen, and living room. With its unique blend of comfort, style, and functionality, this home is truly a rare find. Don't miss your chance to own this gem in Saint James!
Features
- Town: Smithtown
- Rooms: 10
- Bedrooms: 4
- Baths: 3 full
- Style: Farm Ranch
- Year Built: 1964
- Garage: 2-car Detached
- Heating: Oil, Baseboard
- Cooling: Central Air
- Basement: Full, Partially Finished
- Approx Sq. Feet: 2,645
- Acreage: 0.63
- Est. Taxes: $21,511
- Lot Desc: Corner Lot, Level, Near Public Transit
- Elem. School: St James Elementary School
- Middle School: Nesaquake Middle School
- High School: Smithtown High School-East
- School District: Smithtown
- Pool: In Ground
- Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer
- MLS#: 3561353
- Days on Market: 145 days
- Website: https://www.raveis.com
/prop/3561353/292northernboulevard_smithtown_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
292 Northern Boulevard, Smithtown (Saint James), NY, 11780
$840,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $672,000 | $672,000 | $672,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
| Monthly Tax Payment | $1,793 | $1,793 | $1,793 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,763 | $4,083 | $5,535 |
| Total Monthly Payment | $5,648 | $5,968 | $7,420 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535