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908 Fenway Road, #908, Smithtown (Saint James), NY, 11780 | $569,000
Discover the charm of single-level living in this beautifully updated ranch-style condo, featuring Andersen windows throughout. This inviting home offers two generously sized bedrooms and two full bathrooms designed for comfort and convenience. The living room is perfect for unwinding, showcasing wood floors and Andersen sliding doors with blinds that open onto a private patio. The eat-in kitchen is a culinary haven, boasting luxurious Wood cabinetry, granite countertops, and ample space for casual meals. A formal dining area with natural light creates a warm and inviting gathering atmosphere. The primary bedroom is a true retreat, featuring a large walk-in closet, an updated vanity, and a full en-suite bathroom. A second well-appointed bedroom, an updated hallway bathroom, and a laundry room with added storage complete this thoughtfully designed home. Fairfield @ St. James offers a vibrant community experience with many amenities, including a clubhouse, tennis courts, two outdoor pools, a fitness center, and an indoor pool. Residents can also take advantage of meeting rooms, a library, billiards, an outdoor patio, park-like grounds with a gazebo, and a picturesque pond. For added convenience, a bus service is available. This condo's desirable location combines comfort with an active lifestyle, making it a perfect place to call home. Don't miss the opportunity to own this exceptional property!
Features
- Town: Smithtown
- Parking: 1-car, 1 Car Attached, Driveway
- Heating: Electric, Forced Air, ENERGY STAR Qualified Equipment
- Cooling: ENERGY STAR Qualified Equipment
- Levels: 2
- Amenities: Gated
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Complex: Fairfield @ Saint James
- Year Built: 1992
- Common Charge: $343 Monthly
- Approx Sq. Feet: 1,234
- Acreage: 0.01
- Est. Taxes: $4,857
- Lot Desc: Near Public Transit, Private
- View: Panoramic
- Adult Communities: Yes
- Middle School: Great Hollow Middle School
- High School: Smithtown High School-East
- School District: Smithtown
- Pets Allowed: No
- Appliances: Dishwasher, Dryer, Oven, Refrigerator, Washer, Wine Cooler, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Stove, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Water Heater
- MLS#: 3574218
- Days on Market: 27 days
- Website: https://www.raveis.com
/prop/3574218/908fenwayroad_smithtown_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
908 Fenway Road, #908, Smithtown (Saint James), NY, 11780
$569,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $455,200 | $455,200 | $455,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
| Monthly Tax Payment | $405 | $405 | $405 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,766 | $2,766 | $3,597 |
| Total Monthly Payment | $3,263 | $3,263 | $4,094 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535