This beautiful unit is special. Located in an outside building, as the outside corner unit, the views down the length of the lagoon are gorgeous and the sense of privacy is unparalleled compared to many of the others. Wake up to the sunrise sparkling over the water and the relax to the sound of the breeze in the palm trees, while having coffee on the expansive lanai. With 3 bedrooms and 3 bathrooms that have been tastefully decorated, this unit is being offered turnkey. From the moment you walk in, the shimmering water through the wall of glass sliders pulls you in. The open floorplan and high ceilings create a sense of space that lives larger than the sqarefootage. The elegant yet comfortable decor offers everyone room to relax and visit, or watch the big game. The porch is the spot though, that you will have a hard time leaving. The views from this one are best appreciated in person, yet the amazingness doesn't stop there! One Particular Harbour and Harbour Isle is an award winning, gated community that was designed around luxurious living in a coastal community along the shores of breathtaking Anna Maria Sound. Less than a mile from the sugary sands of the Gulf of Mexico and Anna Maria Island, experience a lifestyle in paradise that is second to none. Residents enjoy an unparalleled, amenity centric lifestyle with an abundance of social opportunities, while also having so many places to relax and enjoy the peace and quiet. With over 2 miles of walking paths around the 38- acre lagoon and throughout the neighborhood, there are covered swings, adirondaks, a hammock park. . . the paths encouraging exercise, yet offering so many placed to sit and breathe. How perfectly balanced is that?!?! Designed with the island lifestyle in mind, where hakunamatata reigns!! With 4-pools, 2 kayak launches, and a beach club with a private beach and Sky Bar, there are so many places to relax with family and friends or after a long day at work. Whether looking for a full time residence or a vacation home, this neighborhood is hard to top. The condos allow short term rentals, which helps cover the costs of ownership, making it a total win. This particular unit has been a lovingly maintained second home, that has done just that! Rental data available upon request. The HOA dues cover maintenance on the exterior, insurance on the exterior (wind, flood, rain & hail), the abundance of amenities, landscaping, pest control, cable/internet, and onsite master association management. Homeowners have the ability to use whomever they wish, should they chose to rent it out, or even do it themselves. With very few monthy costs outside of the HOA dues, the location to Annna Maria Island and the resort style amenities, not to mention the newer construction rated to the highest of hurricane standards, if you are looking for an easy, maintenance free, lock and go lifestyle, that allows more time to play. . . then this is the place for you! Reach out for a showing and community tour and start living a life you don't need a vacation from today!!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,120 | $639,120 | $639,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,010 | $1,010 | $1,010 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,252 | $4,248 | $5,480 |
Total Monthly Payment | $5,354 | $5,350 | $6,582 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.