How would you like to live in this 3 BEDROOM, 2 BATHROOM, 2 CAR GARAGE home in the community of Magnolia Valley in New Port Richey, FL? Your home greets you with a FRONT PORCH perfect for enjoying a sunshine filled day with a nice breeze. As you walk through your front door, you will enjoy the OPENNESS of your LIVING ROOM into DINING ROOM and looking into the BONUS ROOM in the back of the house. To the right, you will find your EXPANSIVE PRIMARY BEDROOM with EN SUITE BATHROOM and a door out to your 2 CAR GARAGE. On the left side of the house are your 2 bedrooms and UPDATED guest bathroom. In the middle of the home is the heart of your home, the KITCHEN which features a BEAUTIFUL SKYLIGHT for all the natural FLORIDA SUNSHINE. You'll enjoy the ease of use your PANTRY CLOSET along with updated appliances (the overhead microwave does need to be replaced), and refinished laminate countertops. Your kitchen comes EQUIPPED with a REVERS OSMOSIS WATER FILTER. You'll also enjoy the CONVENIENCE of your pass through window from the kitchen into the BONUS ROOM. Off of the bonus room you will access your GIGANTIC SCREENED IN REAR PORCH. Add to this your BACKYARD which includes a banana tree and garden area, a GORGEOUS ORCHID TREE, and that's right, NO REAR NEIGHBORS! As a bonus to your OUTDOOR LIVING SPACE is a FENCED IN PATIO area on the side of your home off of the garage with FLOURISHING GRAPE VINES. Other features of your home include a washer and dryer in the garage, along with a tankless water heater, and a HUGE DRIVEWAY that can fit up to 6 vehicles. With HISTORIC DOWNTOWN NEW PORT RICHEY close by, along with Gulf BEACHES and numerous parks, you can take advantage of the FL lifestyle. Also, if you want to take a drive to popular attractions, you are close to Tampa, St. Pete, Crystal River, and even Orlando! Metal Roof 2004, Flat part of roof 2020, AC 2008. **Seller may consider concessions. **
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Our Executive Mortgage Banker:
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$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $89 | $89 | $89 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,373 | $1,337 | $1,739 |
Total Monthly Payment | $1,537 | $1,501 | $1,903 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.