428 Harbour Town LANE, Ormond Beach, FL, 32174 | $465,000

No Flooding or damage from Hurricane Milton or Helene, high and dry. Welcome to your dream home in the prestigious Plantation Bay neighborhood of Ormond Beach. This elegant 3-bedroom, 2-bathroom pool home is situated on a quiet cul-de-sac, offering both privacy and tranquility. Step inside to discover an open and split floor plan that maximizes space and comfort, enhanced by volume ceilings and exquisite architectural details. The heart of the home is the gourmet kitchen, designed for both functionality and style. It features top-of-the-line stainless steel appliances, a striking chef's hood, a beautifully tiled backsplash, and a large island that offers additional storage. The built-in bar just off the kitchen adds a touch of sophistication, making it perfect for hosting friends and family. Retreat to the luxurious master suite, where you'll find tray ceilings, a spacious walk-in closet, and a serene view of the pool area. Step outside to the screened-in pool area, where you can unwind in your own private sanctuary, perfect for enjoying Florida's sunny weather. Living in Plantation Bay means enjoying a lifestyle of luxury with access to exclusive community amenities such as 2 clubhouses with dining, bocce ball and pickleball courts, 45 holes of golf, fitness/spa center, tennis courts, walking and biking trails and more!! All information deemed accurate but cannot be guaranteed.

Features

  • Amenities: Clubhouse, Fitness Center, Golf Course, Pool
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1993
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,151
  • Acreage: 0.35
  • Est. Taxes: $5,574
  • HOA Fee: $297 Quarterly
  • Pool: In Ground, Screen Enclosure
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Convection Oven, Cooktop, Dishwasher, Dryer, Microwave, Refrigerator
  • MLS#: V4938052
  • Days on Market: 77 days
  • Website: https://www.raveis.com
    /prop/V4938052/428harbourtownlane_ormondbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/15/2024 6:39:02 PM)
Listing courtesy of REALTY PROS ASSURED   Phone: 386-677-7653

William Raveis Family of Services

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

428 Harbour Town LANE, Ormond Beach, FL, 32174

$465,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $372,000 $372,000 $372,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.159% 6.518%
Monthly Tax Payment $465 $465 $465
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,538 $2,472 $3,190
Total Monthly Payment $3,077 $3,011 $3,729

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.