Big price reduction!! Great opportunity to own a LAKEFRONT home for under $325k!! This 3 bedroom, 3 bath home rests on an oversized . 32 acre lot on Lake Bracy in the beautiful Three Lakes Subdivision. Updates include new electric panel, new septic tank pump and bathroom remodel in 2017, new A/C in 2018, new roof and new water heater in 2019, whole house replumbed and new main water line in 2021, new dishwasher in 2022 and new refrigerator in 2024! The kitchen features solid wood cabinets, Terrazzo floors and an eat in space with great views of the lake! The spacious living, family and dining rooms provide plenty of space for entertaining and all have beautiful wood laminate flooring. The Master Bedroom has Terrazzo flooring and the Master Bath was remodeled in 2021 with new vanity, new toilet, new high hat lighting and new walk-in shower that boasts a rain shower head and a multi-setting valve. The second bedroom is huge and has its own bathroom just around the corner. Bedroom 3 is located on the other side of the home and also has access to its own bathroom around the corner as well as the laundry room and lots of storage space. The small screened-in lanai opens up to the large deck on the back of the home that was refinished in 2020 and has amazing lake views! You will love spending time out on the deck enjoying the peaceful views and rare privacy of no rear neighbors in sight! The dock provides a great space for fishing or launching your kayak, canoe, etc. The side yard also features a fenced in area great for a dog. This property even features a custom built "little Free Library". You will feel like you're in the country yet you're just minutes from Downtown Eustis and all of your shopping and dining needs! Call and make your appointment to see this one of a kind home before it's gone! ***THIS HOME HAS A CURRENT MORTGAGE THAT IS ELIGIBLE TO BE ASSUMED AT A 3. 25% INTEREST RATE. Conditions apply. Consult M&T Bank for details. ***
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $160 | $160 | $160 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,692 | $1,648 | $2,110 |
Total Monthly Payment | $1,927 | $1,883 | $2,345 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.