This charming 3-bedroom, 2-bathroom house, built in 2005, offers both convenience and practicality. The exterior is in good shape with a new roof that comes with a transferable warranty, and a newer A/C system also with a transferable warranty, ensuring peace of mind for the new owner. Hurricane shutters are included for all the windows, providing added protection during stormy weather. Inside, the home has been heavily lived in and is in need of some tender loving care (TLC). While the interior may show signs of wear, it provides a solid foundation for those looking to personalize and update to their taste. The living space includes a well-designed layout with a large living room with vaulted ceilings, a fully functional kitchen with breakfast bar, and three spacious bedrooms. With some updates and a bit of elbow grease, this house has the potential to become a wonderful and welcoming home. It’s centrally located near shopping, restaurants, and the interstate. Call now to schedule an appointment to view.
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Our Executive Mortgage Banker:
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$270,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $216,000 | $216,000 | $216,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $217 | $217 | $217 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,437 | $1,419 | $1,822 |
Total Monthly Payment | $1,729 | $1,711 | $2,114 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.