This is a must-see, (2) beautifully upgraded 2/1 block Duplex home. This solid property is centrally located in the State of Florida; 4 minutes to downtown Winter Haven, 15 minutes to the popular Legoland Amusement park and only 30 minutes from the Disney World Theme Parks. This property comes fully equipped with a gorgeous kitchen with spacious cabinets, granite countertops and stainless steel appliances: smooth top range, refrigerator with ice maker, over-the-range microwave and stackable washer/dryer unit, updated roof, and vinyl floors throughout. Enjoy modern style chrome fixtures in one unit and black fixtures in another unit. All bedrooms have ceiling fans in each bedroom, USB plugs, spacious closets, Central air & heat, and LED lighting through-out. Wake up in the morning to a quiet and relaxing coffee in the comfort of your spacious front or rear porch. Indulge in the privacy of a shared vinyl fenced-in back yard, a manicured lawn with Florida limestone rock walkways. Most of all, be apart of a friendly and growing community as 80 percent of neighboring residents have lived here for over 20 years.
Great option for an investors wanting to move into one side and lease the other. This property has solid rental history and low taxes. Property could be offered short-term or long term. Enjoy No HOA or CDD. Private parking on property for (4) vehicles. Property has separate water and electric meters. The lawn is low cost maintenance. Buyer to verify all information in listing. Buyers must provide POF with all offers. Only serious inquiries!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,200 | $223,200 | $223,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $78 | $78 | $78 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,356 | $1,356 | $1,764 |
Total Monthly Payment | $1,509 | $1,509 | $1,917 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.