Welcome to Chinburg Builders newest 55 + community, where a low-maintenance lifestyle awaits! We have started construction on the Balmalcolm so that we can bring you home in January. What a way to start off the new year! This 2264+/-square foot home offers a seamless blend of timeless craftsmanship and modern elegance. As you step inside, the warm ash hardwood floors extend a gracious welcome. Their natural beauty sets the tone for what lies ahead! The great room with stunning tray ceiling, bathed in natural light becomes the heart of the home; a place where relaxation and entertainment converge. The spacious kitchen is truly a hub for gathering and connection. Seeking a quiet space, we’ve got that covered with a first-floor office. In a private wing, the first-floor primary bedroom suite features a gorgeous tray ceiling, walk-in closet and ensuite bathroom. Ascend the dramatic staircase to the second floor, where a second bedroom and versatile family/loft area awaits. Chinburg's talented Design Team has already curated all the gorgeous finishes in this Energy Star Certified home featuring a White Icing kitchen, quartz countertops and additional upgrades including a custom tile shower, fireplace and a standard Smart Home Package, so that you can manage your nest from afar! With a private Community Clubhouse, Pickleball Courts, a Dog Park and Horseshoe pits, this community offers a beautiful spot to live and play. Come see The Chinburg Difference, we love what we do!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $737,440 | $737,440 | $737,440 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,129 | $4,481 | $6,075 |
Total Monthly Payment | $4,221 | $4,573 | $6,167 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.