Seller has an assumable VA Loan at 2. 75% for qualified buyers; terms and conditions do apply. This prime location in the desirable Shadow Moss neighborhood is close to schools, shopping, and Historic Downtown Beaufort, with easy access to the 170 corridor. This makes commuting to Parris Island, MCAS, Navy Hospital and trips to Bluffton or Savannah a breeze. This Hartwell floor plan boasts 2, 450 heated square feet of spacious living areas across two floors. The main level features a versatile flex room that can serve as a 4th bedroom, den, or office, and a screened porch that overlooks a fully fenced backyard, perfect for enjoying Beaufort's pleasant weather nearly year-round. The property offers exceptional privacy, backing onto a serene wooded area. The first-floor owner's suite is a highlight, featuring double vanities, a separate tub and shower, and a large walk-in closet. The open-concept kitchen is designed for gatherings, with ample cabinet and countertop space, a stainless steel appliance package, a pantry and a spacious center island. Upstairs, you'll find two generously sized bedrooms sharing a hall bath, along with an expansive loft area that opens up to an additional living space. This unique floor plan provides numerous options for the new homeowners. Additional features include an attached 2-car garage, an irrigation system and a tankless Rinnai hot water heater. Shadow Moss is such a friendly community where you can gather with friends in one of the three parks, pavilion or the public fire pit area and there are many ponds perfect for practicing your fishing skills.
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$419,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,200 | $335,200 | $335,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $222 | $222 | $222 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,230 | $2,228 | $2,827 |
Total Monthly Payment | $2,527 | $2,525 | $3,124 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.