SUFFERN, NY: Charming Center Hall Colonial -Experience the perfect blend of tradition and elegance in this charming Center Hall Colonial. This spacious home features 4 bedrooms and multiple bathrooms, conveniently located just minutes from downtown and NJ Transit to NYC. Key Features: Light-Filled Kitchen: Enjoy a modern kitchen with abundant cabinetry and beautiful views of a lush, wooded rear yard. Relaxing Den: Adjacent to the kitchen, the large den offers direct access to a spacious deck, ideal for outdoor relaxation. Formal Living and Dining Rooms: Entertain guests in style with a formal living room featuring a wood-burning fireplace and a separate dining room. Modern Amenities: Includes updated vinyl windows, Hunter Douglas window shades, and refinished wood floors (2018). Primary Suite: A serene retreat with a modern bath, featuring a shower enclosure, light tiles, double sink, and a large walk-in closet. Recent Updates: New Goodman furnace (HVAC system) installed in December 2023, resurfaced driveway by Precision Paving (2021), and a waterproofed basement by Bonded Waterproofing Service Inc. Convenient Features: New garage doors with electronic openers. Just minutes from the NJ border, NJ Transit to NYC, and the historic charm of downtown Suffern, this home offers both comfort and accessibility. Additional Information: Amenities: Stall Shower, ParkingFeatures: 2 Car Attached, ConstructionDescription: Vinyl Siding,
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,644 | $719,644 | $719,644 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
Monthly Tax Payment | $1,352 | $1,352 | $1,352 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,030 | $4,373 | $5,928 |
Total Monthly Payment | $5,474 | $5,817 | $7,372 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.