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3835 Old Post Road, Charlestown, RI, 02813 | $399,000
Welcome to this Charlestown, one of Rhode Island's best kept secrets! This quaint 2-bedroom, 1-bath home rests on a half acre lot that is only a 5-minute drive from the beaches and the breachway. The property's unique versatile zoning currently allows for both residential and commercial use. This zoning provides the opportunity to transform the garage into an accessory rental dwelling unit. The commercial zoning also permits short-term rentals, making this an excellent investment opportunity. Whether you're interested in generating rental income or creating a cozy single-family retreat, this property offers endless possibilities. With 120 feet of frontage and a spacious 20, 000-square-foot lot, there's plenty of room for outdoor activities and potential expansion. The home also features a new sand filter septic system, designed to accommodate a 3-bedroom home, ensuring efficiency and convenience. You have land, and you have options! Adding to the property's charm is a serene pond located at the back, perfect for fishing in the summer or ice skating in the winter. This tranquil oasis offers a peaceful escape right in your own backyard. Don't miss this fantastic opportunity to own a versatile property in a prime location. With its proximity to the beach, commercial potential, and ample space, this 2-bedroom, 1-bath home is truly a hidden gem in Charlestown.
Features
- Amenities: Highway Access,Marina,Recreation Area,Restaurant
- Rooms: 7
- Bedrooms: 2
- Baths: 1 full
- Style: Cabin
- Year Built: 1900
- Garage: 2-car Detached,Garage
- Heating: Baseboard,Electric,Other,Wood
- Cooling: Window Unit(s)
- Basement: None
- Approx Sq. Feet: 1,090
- Acreage: 0.46
- Est. Taxes: $1,360
- Lot Desc: Private,Secluded,Wooded
- Appliances: Dryer,Electric Water Heater,Microwave,Oven,Range,Refrigerator,Washer
- MLS#: 1366945
- Website: https://www.raveis.com
/prop/1366945/3835oldpostroad_charlestown_ri?source=qrflyer
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William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3835 Old Post Road, Charlestown, RI, 02813
$399,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
| Monthly Tax Payment | $113 | $113 | $113 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,178 | $2,122 | $2,692 |
| Total Monthly Payment | $2,366 | $2,310 | $2,880 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB