Under contract-accepting backup offers. Welcome to Ridgewood Park - one of the most charming neighborhoods in all of Tampa! A rare gem in the area known as the "Golden Triangle, " this 1930's bungalow is situated on a large corner lot that will wow you with its curb appeal. Step onto the cozy front porch and arched doorway into the heart of the home. Inside you'll find a bright and airy family room that flows smartly into the dining room and kitchen. 3 generous-sized bedrooms await you, all with wood flooring throughout. Character meets modern comfort in the bathroom that conveniently features ceramic tile. Recent upgrades include a tankless water heater in 2024, new deck in 2020, A/C in 2019, and outdoor heated shower that's also hooked up to wash your pets. Step into the backyard where you can enjoy your own oasis in the heart of the city. The detached garage is all set up for the in-laws with a mini split air conditioner, and plumbed for a full bathroom - shower, toilet and sink. The possibilities are endless! While the street is quaint and quiet, the home's location is truly unbeatable. Take a short evening stroll to Armature Works and the River Walk; construction is underway down the road on a new state-of-the-art YMCA as well as a brand new Publix. Just a 10 minute drive will get you to the Tampa International Airport, Downtown, Midtown, Hyde Park, Ybor City, Raymond James Stadium, University of Tampa and Tampa General Hospital. Enjoy the peace of mind of NO flood insurance, NO HOA or CDD. Homes in this desirable community are consistently priced in the millions, so don't miss your chance to own your own haven in the heart of Tampa!
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Our Executive Mortgage Banker:
Our Insurance Division:
$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $227 | $227 | $227 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,119 | $3,038 | $3,951 |
Total Monthly Payment | $3,438 | $3,357 | $4,270 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.