Under contract-accepting backup offers. Welcome to this exquisite 2021-built Barcello "A" model by M/I Homes, nestled in the highly sought-after community of Talavera. This smart home offers 4 bedrooms, 3 full bathrooms, and a spacious 3-car garage, all set on an oversized lot. As you approach, you'll immediately notice the expansive 3-car garage, ideal for a busy family, hobby area, or extra storage. The inviting covered entry leads to a stylish front door with elegant coach lights, setting the tone for what lies beyond. Step inside to the welcoming foyer, where you'll find two well-appointed bedrooms and a full bath conveniently located to your right. The heart of the home is designed for both entertaining and everyday living. The kitchen boasts wraparound granite countertops, a large island, and an adjacent café area that offers delightful views through sliding glass doors to the patio. The adjacent dining room seamlessly connects to the kitchen, ensuring easy access for meals and gatherings. After enjoying a meal, retreat to the spacious family room at the back of the home, perfect for relaxation and unwinding. Just off the dining room, you'll find an additional bedroom, ideal for guests. The owner’s suite is a private oasis with a large walk-in closet and a luxurious bathroom featuring a walk-in shower, enclosed toilet, and ample cabinet space. This home is packed with upgrades, including solar panels covering 100% of the seller's energy consumption (leaving only a small monthly connection fee), a 26' x 10' lanai, brick-pattern tile flooring in main areas, and luxury vinyl plank flooring in all bedrooms. Enjoy the saltwater pool with a waterfall and fountain, an above-ground hot tub, and a spacious paver pool deck perfect for entertaining. The backyard offers unparalleled privacy with no rear neighbors, overlooking protected land. Additional features include footing pre-installed for a screen enclosure, accent wood walls, upgraded door knobs, modern lighting fixtures, LED Halo recessed lights, a fully fenced-in yard, upgraded espresso cabinets, granite countertops, and a Wave Gris white subway tile backsplash in the chef's dream kitchen. Stainless steel/black appliances are included, and all closets feature built-ins, with the primary bedroom closet's built-in system on order.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,840 | $431,840 | $431,840 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $410 | $410 | $410 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,694 | $2,624 | $3,413 |
Total Monthly Payment | $3,196 | $3,126 | $3,915 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.