LIGHT UP YOUR LIFE!. . . SUN DRENCHED & ABOUNDING WITH BRIGHTNESS, this WELL CARED FOR GEM is nestled on 1. 24 acres in the DESIRABLE EQUESTRIAN COMMUNITY of Pine Ridge Estates! Driveway and walkway with herringbone patterned pavers make a perfect first impression. Once through the screen enclosed entry, take note that each and every inch of the 2196 sqft open floor plan is just completely soaked with an abundance of natural light that radiates throughout from the multitude of windows, eyebrow arches, skylights, French doors and sliders. The vaulted ceilings and numerous plant shelves bring continuity throughout. A focus wall adorned with the grand simplicity of Tuscan columns with header and archway provide a warm welcome to all that enter. The tiled foyer divides the formal sitting and dining room and leads to the rest of the home. Follow the light beyond these elegant formal rooms to a spacious, open family area where everyone is connected to food, conversation and good times. The living room boasts 2 skylights and a 3-panel stacking slider that extends the family fun out onto the covered lanai with pavers and a screen enclosed 12’x24’ Barcelona shaped pool. The Navigator automatic pool cleaner and spare pool pump motor are a plus! The kitchen features plenty of cabinetry and countertop space, breakfast bar, walk-in pantry, 2 additional skylights and breakfast nook. The separate study is an eye catcher with its pocket doors and eyebrow opening above, the parallel plant shelves and the peak of the vault up the center of the room. After a busy day of work and play, there’s nothing like retiring to the comforts of the master bedroom with ensuite. A walk-in closet with organizers and a soak in the garden tub await. Alarm System is a bonus! Outdoor space features full landscaping, 8 zone Rainbird Irrigation System, shed and detached 20’x24’ garage/workshop with Window A/C unit and dehumidifier. NO FLOOD ZONE! Downtown Crystal River & Gulf of Mexico are about 10 miles away for boating, fishing, kayaking, & the only place to SWIM WITH THE MANATEES! A FREE 1 YR HOME WARRANTY FOR PEACE OF MIND IS OFFERED TO THE FUTURE BUYER!
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Our Executive Mortgage Banker:
Our Insurance Division:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $225 | $225 | $225 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,635 | $2,632 | $3,395 |
Total Monthly Payment | $2,935 | $2,932 | $3,695 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.