Under contract-accepting backup offers. Welcome to this charming 3 bed, 2 bath, 1 car garage home nestled in the heart of New Port Richey, Florida. This residence offers a desirable split floor plan, providing privacy and functionality, with the master suite separated from the additional bedrooms by spacious living areas. The home is priced below market value, making it an incredible investment opportunity for those looking to create their dream home.
The property is fully fenced, offering a secure and private outdoor space, perfect for families, pets, or gardening enthusiasts. The home's concrete walls provide durability and a solid foundation, reflecting its "good bones" and long-lasting potential. While the house may need some updates and personal touches, it truly is a "diamond in the roughâ with endless possibilities to customize and enhance its charm. The Spanish style front porch adds a unique charm and the added spacious back room adds lots of potential for extra living space; 4th bedroom, studio, home office and more! Whether you're a first-time buyer, an investor, or someone with a vision for home improvement, this property is a blank canvas waiting for your creative ideas to come to life. Don't miss the chance to turn this house into your perfect home or a valuable investment! Roof (2010) AC (2011)
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Our Executive Mortgage Banker:
Our Insurance Division:
$210,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $168,000 | $168,000 | $168,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.273% | 5.248% |
Monthly Tax Payment | $51 | $51 | $51 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,021 | $1,021 | $1,328 |
Total Monthly Payment | $1,147 | $1,147 | $1,454 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.