***Crazy opportunities indeed! The seller is offering a 1% concession to the buyer to buy down their mortgage rate, potentially saving almost $700. 00 on monthly payments. Moreover, if we can be in done before October 1st, the swing set will be included in the sale, which is valued at over $12, 000. This could be an incredible deal!***** Prepare to be captivated by 3 Clay Street in the charming New City, NY! Nestled on a meticulously manicured . 35-acre lot, this remarkable property offers an expansive 2450 sq ft of exquisitely designed living space. The kitchen is a culinary masterpiece, featuring elegant wooden cabinets, opulent marble countertops, and a tasteful backsplash that will inspire your inner chef. As you step into the spacious dining room and inviting family room, you'll envision unforgettable moments spent with loved ones in these captivating spaces. The allure continues with the master suite and two additional bedrooms, each offering a haven of comfort and relaxation. But that's not all the lower level beckons with a versatile layout, showcasing a delightful playroom, a functional home office, a convenient laundry room, an extra bedroom, and a well-appointed bathroom. This home effortlessly combines luxury and functionality, creating an idyllic setting for a life of comfort and style. Uncover the endless opportunities that await at 3 Clay Street! Additionally, we have a detailed home inspection report available!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $711,999 | $711,999 | $711,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.055% | 6.234% | 5.805% |
Monthly Tax Payment | $1,062 | $1,062 | $1,062 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,987 | $4,326 | $5,865 |
Total Monthly Payment | $5,141 | $5,480 | $7,019 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.