Nestled in the charming town of New Port Richey, just a quick 5-minute drive from the vibrant downtown area, this beautifully updated 3-bedroom, 2-bathroom home offers nearly 2, 000 square feet of well-designed living space. Situated safely out of a flood zone, this solid block home provides lasting peace of mind. Step inside to discover vinyl plank flooring that flows seamlessly through the main living areas, enhancing the thoughtfully designed layout. The kitchen, fully renovated in 2021, is a chef's dream, featuring espresso soft-close wood cabinetry, classic white subway tile backsplash, and stainless steel appliances, including a double oven. Quartz countertops and a spacious kitchen island with seating for 4-5 people add to the kitchen's appeal. The open-concept design connects the kitchen to the dining room and a bonus room, which is adorned with wood-like ceramic tile flooring—ideal for hosting gatherings. The oversized owner’s suite is a tranquil retreat, boasting ample storage and a beautifully updated ensuite bathroom with a stand-up shower featuring modern tilework. The additional two bedrooms are generously sized and share an updated bathroom. Recent upgrades include a new water heater (2021), as well as updated electrical and windows. The attached garage houses a washer, dryer, and utility sink, adding to the home's practicality. Outside, the fully fenced backyard offers the perfect setting for barbecues and outdoor enjoyment. New Port Richey’s downtown Main Street, just minutes away, is a hub of activity with annual parades, festivals, and boat parades along the Cotee River. Sims Park provides something for everyone, from concerts at the amphitheater to a splash pad, kayak launches, and walking paths. Whether you're catching a show at the historic Richey Suncoast Theatre or exploring local boutiques and eateries, this town's small-town charm offers a slower pace of life, while easy access to US-19 keeps you connected to Gulf Coast beaches. This home combines affordability with an enviable lifestyle. Don’t miss your chance—schedule your showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $264,000 | $264,000 | $264,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $297 | $297 | $297 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,801 | $1,755 | $2,264 |
Total Monthly Payment | $2,173 | $2,127 | $2,636 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.