Welcome to 1376 Clay Street, a 5-bedroom 3-bathroom exquisitely newly renovated masterpiece on the edge of Floral Park and Elmont. The property has stunning curb appeal showcasing a charming detached garage and spacious driveway. Sparring no expense and all upgrades including a modern open floor plan and top of the line finishings with brand new appliances. Extensive millwork and moldings are throughout the home, enhancing the architectural beauty of each space outfitted for entertaining and family. The home boasts solid wood floors, a refined living room and a wood-burning fireplace for both intimate gatherings and grand entertaining. Discover ultimate comfort in the home with a Navien Tankless Gas Water Heater, an updated electric panel and a fully finished basement, boasting a separate outside entrance that offers exceptional Potential. The first floor has two large bedrooms, a full bathroom and a side entrance ensuring both style and functionality. Ascending to the second floor, the primary bedroom is a sanctuary unto itself, featuring a generously sized bedroom with expansive closet space. The second floor also has a full bathroom and an additional 2 bedrooms. The fully finished basement extends the living space. This home and property is in immaculate condition truly turnkey and won't last!
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Our Executive Mortgage Banker:
Our Insurance Division:
$849,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,999 | $679,999 | $679,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.055% | 6.234% | 5.805% |
Monthly Tax Payment | $1,059 | $1,059 | $1,059 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,808 | $4,132 | $5,601 |
Total Monthly Payment | $4,959 | $5,283 | $6,752 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.