One or more photo(s) has been virtually staged. This fabulous condo was unaffected by the recent storms! Welcome to your dream condo in the beautiful Diamond Isle Condo community on Island Way Estates, Clearwater, Florida! This stunning 2-bedroom, 2-bath, the 3rd floor residence is the perfect maintenance-free home whether you are a full or part-time resident. Step inside to a spacious foyer and the main living space highlighted by the floor to ceiling sun-filled windows. There is a beautifully updated kitchen, which boasts white cabinetry, modern appliances, sleek countertops, and ample storage. Enjoy your morning coffee or casual meals in the cozy breakfast nook, a perfect spot to start your day. Both bedrooms are generously sized, with the primary that includes a private bath and generous walk-in closet. Enjoy the convenience of an indoor washer and dryer that is located in the front bonus room which can be used for additional dining, an office or sitting area. This home includes one assigned covered parking space, with plenty of additional guest parking. Pet friendly, allowing one pet up to 20 lbs. and lease options after one year of ownership. Such a great value with the resort style amenities including a tennis court, waterfront heated swimming pool, a Tiki hut with a BBQ grills and picnic area, and a community dock perfect for fishing. The grounds are beautifully manicured, and boaters can rent boat slips (subject to availability) at a low monthly cost. PLUS: private storage closet, bicycle storage, pool table, bocce ball, shuffleboard, event room and kitchen, exercise room, sauna, and ping pong. Situated in the serene Island Way Estates, you're just moments away from gorgeous Clearwater Beach, with endless shopping, dining, and entertainment options. Don't miss the opportunity to own this exceptional condo in one of Clearwater's most sought-after communities. Schedule your private showing today and experience the best of Florida living!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $284,000 | $284,000 | $284,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $108 | $108 | $108 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,937 | $1,888 | $2,416 |
Total Monthly Payment | $2,120 | $2,071 | $2,599 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.