Charming 3-Bedroom Home in South Lakeland - Welcome to this delightful 3 bedroom, 1. 5 bath home located in the desirable South Lakeland area! This property has been freshly painted inside and out, making it move-in ready. This home also boasts a new hot water heater, new light fixtures, new bathroom vanities, and new fence. You'll love the beautiful wood-look laminate flooring in the living areas and bedrooms, complemented by tile in the kitchen, dining, and bathrooms. Step outside to enjoy the spacious covered patio, perfect for entertaining or relaxing. The large backyard is shaded by beautiful trees, offering both privacy and tranquility. With NO HOA, you have the freedom to truly make this home your own. Plus, the roof was replaced in 2018, adding to the peace of mind. Conveniently located near shopping, restaurants, and entertainment, with easy access to Hwy 98 and Polk Parkway, this home is a must-see! Don't miss out on this fantastic opportunity—schedule your showing today!
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$265,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $235 | $235 | $235 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,410 | $1,409 | $1,818 |
Total Monthly Payment | $1,719 | $1,718 | $2,127 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.