Nestled in the heart of a picturesque neighborhood, this charming 3-bedroom, 1. 5-bath Colonial offers more than just a place to live-it's a lifestyle. Imagine waking up each morning just steps away from the vibrant Downtown Milford, where the historic Green, quaint shops, and delightful eateries are all within your reach. Stroll down for a coffee or catch a quick train ride into the city from the nearby Metro-North station, making this home perfect for those who crave convenience and community. As you step inside, you're greeted by a seamless blend of classic charm and modern upgrades. The first floor welcomes you with laminated flooring that flows through a bright and airy living space, anchored by a cozy wood-burning fireplace in the family room. The heart of the home, the kitchen, boasts new cabinets, stainless steel appliances, and a nearby walk-in pantry, ideal for your culinary adventures. Upstairs, new carpeting leads you to three spacious bedrooms, each bathed in natural light from the newly installed high-efficiency windows. The full bath is just steps away, providing comfort and convenience. The finished basement, complete with heating and a pellet stove, offers the perfect retreat for movie nights or a quiet workspace. Step outside to your expansive deck, where you can overlook your level backyard-a gardener's paradise with a thriving vegetable garden. The large storage shed and one-car garage with a workbench provide ample space for all your tools and toys. With a newer roof installed in 2018 and new vinyl siding, this home is as sturdy as it is beautiful. This Colonial is more than just a home; it's a place where memories are made.
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan,Wall/Wall Carpet | Upper |
Bedroom 2 | Ceiling Fan,Wall/Wall Carpet | Upper |
Dining Room | Bay/Bow Window,Laminate Floor | Main |
Family Room | Ceiling Fan,Fireplace,Laminate Floor | Main |
Full Bath | Tub w/Shower,Tile Floor | Upper |
Half Bath | Main | |
Kitchen | Remodeled,Ceiling Fan,Laminate Floor | Main |
Primary Bedroom | Ceiling Fan,Walk-In Closet,Wall/Wall Carpet | Upper |
Rec/Play Room | Pellet Stove,Wall/Wall Carpet | Lower |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $424,000 | $424,000 | $424,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $605 | $605 | $605 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,576 | $2,576 | $3,351 |
Total Monthly Payment | $3,273 | $3,273 | $4,048 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.