Step into luxury with this stunning Ernie White Construction Miriam Model home, offering 2 bedrooms, 2 baths, and the flexibility of a 3rd bedroom or office. With its exquisite design and thoughtful upgrades, this home promises comfort and elegance. As you enter, you'll be greeted by a grand entryway featuring a tray ceiling and a coat closet, complemented by a stylish storm door. The open-concept living area boasts 12-foot ceilings, large glass sliders that seamlessly connect to the screened-in patio, and ample space for entertaining. Custom crown molding, tile floors, and 3M window coatings add a touch of sophistication throughout. The expansive primary suite is a private retreat with a massive walk-in closet equipped with a solar tube, and a luxurious en suite bath complete with a walk-in shower, dual sinks, and a water closet. The second bedroom and bath are perfect for guests, beautifully appointed and inviting. The chef’s kitchen is a masterpiece, featuring custom cabinets, quartz countertops, a gas range, black stainless steel appliances, and a large island. Enjoy meals in the dining area adorned with custom wainscoting and elegant lighting. The versatile office/den, which can serve as a 3rd bedroom, includes a custom desk, closet system, and a Murphy bed from California Closets. The 3-car garage is a dream with its epoxy floor, custom California closets storage, and a remote garage screen door. Relax on your private screened patio, where you can savor coffee or cocktails surrounded by cypress trees and crape myrtles. The remote-controlled privacy sun-shade blinds ensure comfort and coolness. Additional features include a custom paver driveway, Leaf Guard gutter system, and a well-equipped laundry room with a solar tube for natural light, a large sink, and extra storage. Located in the desirable Lake James 55+ gated community, you’ll enjoy access to the clubhouse, community pool, fitness center, and an active social calendar. The low HOA fee covers lawn maintenance, internet, cable, and recreational facilities. Conveniently situated in charming Lakeland, you’re just 40 minutes to Tampa Airport, 1 hour to Gulf Beaches, 40 minutes to Disney, and 1 hour to Orlando Airport. Experience maintenance-free living at its finest and make this exceptional property your new home today!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $398,400 | $398,400 | $398,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $238 | $238 | $238 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,421 | $2,421 | $3,148 |
Total Monthly Payment | $2,734 | $2,734 | $3,461 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.