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A+ Elementary/Middle/High School District - Hillsborough County's Excellence List per Tax Record - Location, Location, Location. ***NO CDD; HOA only $144 annually. This is a RARE listing, only 2 homes have been listed on this street in over 3 years! Houses do NOT come up often in this neighborhood. This is an OPPORTUNITY to own a 4 bed/2 bath, split plan, home which is located on over a third of an acre in an excellent area! It needs some TLC, but is sound and offers an incredible value for the right buyer. Large, beautiful Oak tees are filtered through out the neighborhood on this cul-de-sac street. The kitchen opens up to the HUGE family room with VAULTED ceilings and a STONE FIREPLACE. The oversized screened patio overlooks the HUGE fenced backyard. So much room to enjoy life both inside and outside this home. This is a perfect home for a growing family. ROOF – 2010; A/C – 2020; Kitchen Appliances - 2020
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Our Executive Mortgage Banker:
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$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $246 | $246 | $246 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,365 | $3,036 |
Total Monthly Payment | $2,716 | $2,686 | $3,357 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.