Welcome to 431 Sampan Avenue, a classic center staircase Colonial nestled on a generous size lot in a tranquil island setting. This delightful three bedroom and 2-bathroom residence offers a perfect blend of tradition, comfort, and versatility. The original owner has taken great care in maintaining the home from the lovely gardens and landscaping to the upgrade in granite kitchen counter tops and stainless-steel appliances to the slider doors that lead to the most inviting deck with pergola accents. There is a dedicated dining room currently being used as a home office. Efficient kitchen design with a smaller kitchen island that could be expanded. A proper living room, an informal den area, and a three-piece bathroom comprise the first floor all with gleaming hardwoods. The attached one car garage is large enough to park a car! Currently, the garage has some built-in workbenches and shelving. Upstairs, the primary bedroom offers a serene sanctuary complete with a walk-in closet. The other two bedrooms are down the hall past the four-piece bathroom and linen closet. Each bedroom has ample closet space. The flooring on the second floor is wall-to-wall carpet. The unfinished basement has untapped potential with a bulkhead for easy indoor/outdoor access. There is a laundry drop zone, utility area, and more work benches. The open concept of this home has a smooth ebb and flow from room to room. Do not miss the opportunity to live in this desirable Jamestown Shores neighborhood.
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Our Executive Mortgage Banker:
Our Insurance Division:
$739,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $591,200 | $591,200 | $591,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $309 | $309 | $309 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,592 | $3,592 | $4,672 |
Total Monthly Payment | $3,993 | $3,993 | $5,073 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.