Looking to build within walking distance to historic Amherst Village? Look no further. Bring your imagination to this 1. 7 acre, buildable lot of record. . . use code 1300, used for assessing purposes only, but check with planning dept too as they have the final say on what' buildable as a result of their permittimg processs). The lot is open, grassy, and cleared and has been lovingly cared for over the years, including lawn trimming to really display the picturesque stone walls along the street. If building: perc test needed, on-site septic needed, driveway and driveway permit needed, drilled well needed, CO needed, electricity is available at the street. This list may not be exhaustive, again talk to the planning board or enlist the aid of a land engineer. Drive by's welcome, but please do not walk on the lot without an appointment. This is an extremly rare find as it is one of the very last open lots located this close to Amherst Village. Buyers please exercise due diligence with the town of Amherst, planning dept, land engineers, and any and all other matters/parties.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $208,000 | $208,000 | $208,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,264 | $1,264 | $1,644 |
Total Monthly Payment | $1,339 | $1,339 | $1,719 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.