Welcome to this charming 3-bedroom, 2-bath, 1-car garage Clearwater home. The seller states the recently built addition offers a peaceful retreat, designed as an in-home office with private access and new modern bathroom that combines style and comfort. This space could also be used as a primary bedroom with ensuite. Completed with all new mini split AC, plumbing, electrical and 1 car garage with laundry room. This home features a renovated kitchen, laminate flooring that flows throughout, and some newer windows and doors that fill the space with natural light. The kitchen features rich wood cabinets and sleek stainless steel appliances with a view of the back porch. Two additional bedrooms and the second bath to the left of the living room provide plenty of space for guests. Smart home features enhance daily living, including a Nest thermostat, front door smart lock, and Ring camera system. Step outside to the party deck to find a backyard perfect for relaxation or entertaining. This home's fantastic location puts you between charming Dunedin and world-famous Clearwater Beach, offering the best of coastal living. One or more photos of the office have been virtually staged. With its thoughtful updates and prime setting, this turnkey property captures the essence of Florida living and will not last long!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $445 | $445 | $445 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,393 | $3,036 |
Total Monthly Payment | $2,915 | $2,913 | $3,556 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.