Welcome to your next ranch-style abode situated on a quiet cul-de-sac in the delightful town of Goshen! This charming residence showcases expansive windows that invite a wealth of natural light into the living areas, complemented by beautiful hardwood flooring that runs throughout the home. A generous living room serves as the heart of the house, featuring a warm and inviting fireplace ideal for cozy evenings spent with family and friends. The primary bedroom is a true retreat, complete with a spacious walk in closet and an en-suite bathroom for added convenience and privacy. With two additional generously sized bedrooms and another full bathroom, this home offers ample space for relaxation and comfort. The single-level design enhances accessibility, while the walkout basement opens up a world of possibilities, whether you envision it as a recreational space, a home office, or additional storage. Sliding doors from the walkout basement lead to a spacious oversized patio, perfect for entertaining guests or enjoying quiet moments outdoors. A large deck also provides an excellent spot for social gatherings or simply unwinding under the stars. The well-maintained yard includes a practical shed to house all your gardening tools and outdoor essentials. This home combines comfort and functionality, making it an ideal sanctuary for anyone looking to settle in the vibrant community of Goshen. Call today for your private tour!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,920 | $367,920 | $367,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $727 | $727 | $727 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,448 | $2,417 | $3,103 |
Total Monthly Payment | $3,250 | $3,219 | $3,905 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.