Don’t miss this wonderful 4-bedroom home on 2. 46 acres with exciting updates throughout! Just inside, a spacious mudroom offers you plenty of space for your seasonal gear. The sunny living room offers a cozy spot to relax after a long day. You’ll love the updated kitchen with new cabinetry, flooring, appliances and countertops added in 2020. The center peninsula has a butcher block countertop, perfect for preparing a large meal or serving a crowd. There’s original hardwood flooring throughout half of the home, with brand new laminate flooring in the rest of the home. Outside, your large, flat lot offers privacy and plenty of open space to create your own homestead. You’ll love relaxing out on the back deck as you enjoy your peaceful surroundings. This home also has owned solar panels set up behind the home, helping to keep your utility costs low! This property is on the Vermont Electric Co-op Grid, so extra power generated builds credit towards your future power bills! Great location in the heart of Richford, close to schools, shopping, dining and more!
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Our Executive Mortgage Banker:
Our Insurance Division:
$295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $278 | $278 | $278 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,570 | $1,550 | $1,990 |
Total Monthly Payment | $1,923 | $1,903 | $2,343 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.