41 Hamilton Place Extension, Richford, VT, 05476 | $293,000

Don’t miss this wonderful 4-bedroom home on 2. 46 acres with exciting updates throughout! Just inside, a spacious mudroom offers you plenty of space for your seasonal gear. The sunny living room offers a cozy spot to relax after a long day. You’ll love the updated kitchen with new cabinetry, flooring, appliances and countertops added in 2020. The center peninsula has a butcher block countertop, perfect for preparing a large meal or serving a crowd. There’s original hardwood flooring throughout half of the home, with brand new laminate flooring in the rest of the home. Outside, your large, flat lot offers privacy and plenty of open space to create your own homestead. You’ll love relaxing out on the back deck as you enjoy your peaceful surroundings. This home also has owned solar panels set up behind the home, helping to keep your utility costs low! This property is on the Vermont Electric Co-op Grid, so extra power generated builds credit towards your future power bills! Great location in the heart of Richford, close to schools, shopping, dining and more!

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full
  • Style: Ranch
  • Year Built: 1953
  • Garage: 1-car Garage
  • Heating: Propane,Electric,Heat Pump,Monitor Type
  • Cooling: Mini Split
  • Basement: Concrete
  • Approx Sq. Feet: 1,440
  • Acreage: 2.46
  • Est. Taxes: $3,338
  • Lot Desc: Country Setting,Field/Pasture,Level,Open,Secluded,In Town,Rural
  • MLS#: 5010839
  • Website: https://www.raveis.com
    /prop/5010839/41hamiltonplaceextension_richford_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/22/2024
Listing courtesy of KW Vermont   Phone: 802-654-8500
Listing Agent: The Malley Group

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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41 Hamilton Place Extension, Richford, VT, 05476

$293,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $234,400 $234,400 $234,400
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $278 $278 $278
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,559 $1,558 $1,977
Total Monthly Payment $1,912 $1,911 $2,330

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.