Nestled on half an acre, this beautiful five-bedroom, three-bathroom home has been the cornerstone of a family's love and legacy. Built as a young couple, the original owners, the house was thoughtfully designed with a large family in mind. Creating special spaces for gathering, storage for the masses and an atmosphere that screams home. If these walls could talk, they would tell you of the sound of young children laughing and playing in its expansive 2, 840 square feet. You would hear the excitement of bedtime stories and the echo of footsteps racing up and down the stairs. If the walls could sing, you'd hear the soft notes of music lessons drifting from the private studio, with its own separate entrance, where dreams of becoming a musician were nurtured. If the walls could smell. You'd smell home cooked meals in the recently updated kitchen. Where years of fellowship, homework and meals were eaten, either around the stone island or at the dinning room table. (With the French doors open to bring the outside in. ) The basement has stories of its own. Movie nights filled the space with quality time. In other moments, it offered peace of mind during hurricane season, with the sound of nervous voices finding comfort and safety. If the trees could converse. They would tell the tale of grandkids swinging while their grandparents create a serene atmosphere of lanscaping-towering trees that have stood tall for generations offering shade and beauty to the property. The fruit trees sprinkled throughout offer exciting gifts during the year. In the far back stands a quaint shed for potting flowers and plants. More recently an RV hook up was added for camping and adventures. Located conveniently close to the interstate, this home provides both the peace of suburban life and the ease of access to wherever the road may take you. So listen carefully and create your own memories that will last your lifetime.
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Our Executive Mortgage Banker:
Our Insurance Division:
$555,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $444,000 | $444,000 | $444,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $112 | $112 | $112 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,954 | $2,951 | $3,807 |
Total Monthly Payment | $3,158 | $3,155 | $4,011 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.