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862 Terrapin DRIVE, Debary, FL, 32713 | $629,990
SELLER WILL CONSIDER CONCESSION TO CLOSE!
Why buy new when you can move right into an upgraded and meticulously maintained home. Exterior features a large, covered porch with brick pavers, stone accents, shutters, stucco, and siding with a beautiful pond view. Main floor interior features include a well-appointed kitchen with upgraded appliances, perfect for the family cook and those who enjoy hosting gatherings with the huge eat-in island with seating for four. Upgrades include 42" shaker cabinets all with soft close doors and drawers, gorgeous porcelain custom backsplash, upgraded quartz counter tops, upgraded porcelain wood-look tile on the entire first floor and gorgeous light fixtures. The kitchen also has a huge walk-in pantry. The owner’s suite is spacious and features two impressive walk-in closets, upgraded bathroom with two separate vanities, a large shower with rain shower head & an enclosed water closet. The main floor features a half bathroom and a laundry room just off the garage that has built-in mudroom and two storage closets plus separate under stair storage closet. Other main floor upgrades include timeless plantation shutters that add a touch of elegance to the home and a custom honeycomb shade on the sliding glass door. Garage includes water softener pre-plumbing. The back patio/lanai has been screened in to comfortably enjoy the views of the private backyard with conservation area in the back and right-side. Make your way to the second floor and find upgraded engineered hardwood floors and three additional bedrooms, all with beautiful ceiling fans, two full bathrooms, one an en suite. There is also a huge loft/bonus room with wet bar that has countless possibilities. The community features a pool, playground, club house and walking/biking trails. The SunRail is approximately a mile away, I-4 is about 2 miles away and Gemini Springs about 3 miles away. This M/I built home is energy star certified and rated and comes with the balance of a 10-year Structural Warranty as well as the balance of a 6-year HVAC warranty. All you have to do is move right in and make this beauty your own.
Features
- Rooms: 14
- Bedrooms: 4
- Baths: 3 full / 1 half
- Laundry: Electric Dryer Hookup, Inside, Laundry Closet, Laundry Room, Washer Hookup
- Year Built: 2022
- Garage: 2-car
- Heating: Heat Pump, Zoned
- Cooling: Central Air, Zoned
- Approx Sq. Feet: 3,072
- Acreage: 0.14
- Est. Taxes: $7,419
- HOA Fee: $12 Monthly
- Lot Desc: Conservation Area
- View: Water
- Elem. School: Enterprise Elem
- Middle School: River Springs Middle School
- High School: University High School-VOL
- Pet Policy: Yes
- Appliances: Convection Oven, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range
- MLS#: O6229486
- Days on Market: 26 days
- Website: https://www.raveis.com
/prop/O6229486/862terrapindrive_debary_fl?source=qrflyer
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO Phone: 407-622-2122
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
862 Terrapin DRIVE, Debary, FL, 32713
$629,990
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $503,992 | $503,992 | $503,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
| Monthly Tax Payment | $618 | $618 | $618 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,062 | $3,062 | $3,983 |
| Total Monthly Payment | $3,772 | $3,772 | $4,693 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388