MEREDITH: This has been a wonderful home for the same family over the past 17 years and they are ready to turn the keys over to its new owners. The close proximity to downtown (within walking distance) and the cul-de-sac location has provided an ideal position for ease to all points north and south without having to fight through traffic. Built in 1935, the house consists of 3+BR's and 2BTH's and offers fantastic entertaining space both inside and outside the home. As you enter the large screen porch (that leads to the deck and fenced in back yard) you're greeted by the perfect blend of outdoors meets indoors. You enter the into the kitchen, where the heart of the home comes alive. The space is bright and welcoming and has had a complete renovation from cabinets, countertops, appliances and floor. There is a 3/4 bath, laundry room and mudroom just beyond kitchen. The large dining/living area with its open layout allows for both lively social gatherings and intimate moments. Adjoining the dining area is a year-round sunroom that is bathed in sunlight creating a warm and cheerful environment. Upstairs are 3 BR's that share the full bath. The finished attic provides additional living space, perfect as a 4th bedroom, rec area or home office. Full (unfinished) basement, deck, hot tub, fenced in yard, gardens. The detached garage would house a small vehicle, but mostly provides great storage. Delayed showings begin at the open house on Sunday 8/25 from 11-1. Agent interest.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $289 | $289 | $289 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,912 | $2,912 | $3,787 |
Total Monthly Payment | $3,293 | $3,293 | $4,168 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.