Under contract-accepting backup offers. This METICULOUSLY maintained 3 Bedroom, 2 Bath, Designer Begonia w/GOLF CART GARAGE is in the Highly sought-after Village of Fernandina. Upon arrival, you will notice the carefully crafted stacked block landscaping, adorned with Mature Palms and Foliage complemented by decorative rock accents. Enjoy the seamless flow of the Open / Split Floor Plan. The lovely kitchen features a breakfast nook, a pantry with PULL-OUT DRAWERS, TILE floors, HD laminate countertops, tile backsplash, under cabinet lighting, SOLAR TUBE, matching SS appliances, and the breakfast bar with CUSTOM TILE KICKPLATE. The large Living/Dining area has high ceilings, TILE floors, SOLAR TUBE, CROWN MOLDING, CUSTOM WOOD CORNICES, and stackable sliding doors to the screen-enclosed lanai. The Primary Bedroom features a lovely tray ceiling and en suite bath, two large WALK-IN CLOSETS with BUILT-INS, a ROMAN SHOWER, and two vanities. On the other side of the home, you will find the guest bedrooms and the guest bathroom, which has a pocket door that gives your guests privacy. The front bedroom (No CLOSET) has BUILT-IN cabinets that can be used for a craft room and/or an office and PLANTATION SHUTTERS. The guest bathroom has tile floors and a tub/ shower combo. The second guest room has a built-in closet and carpet. The indoor laundry room has extra cabinets, a SOLAR TUBE, and a vanity with a sink. The garage has epoxy floors and a large cabinet for storage. Other Features include: Interior Freshly painted, a Paver patio in the back, NO POPCORN, CROWN MOLDING throughout the living area, and rain gutters. DON’T MISS THE OPPORTUNITY TO MAKE THIS BEAUTIFUL HOME YOUR OWN! The Village of Gilchrist is conveniently located between LAKE SUMTER LANDING and BROWNWOOD PADDOCK SQUARE; Close to Evans Prairie and Bonifay Country Clubs and Championship Golf Courses; Eisenhower Regional Recreation Center, Gilchrist Neighborhood Recreation Center, and Bradenton Pool and Recreation Center; additional recreation centers, golf, pickleball, and swimming pools; and 466A with Pinellas and Colony Plazas offering an abundance of shopping, restaurants, banks, medical, and more!
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Our Executive Mortgage Banker:
Our Insurance Division:
$492,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $393,600 | $393,600 | $393,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $406 | $406 | $406 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,685 | $2,616 | $3,375 |
Total Monthly Payment | $3,166 | $3,097 | $3,856 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.