>>>HIGHEST AND BEST OFFERS DUE BY 8PM SUNDAY, SEPTEMBER 1st<<< This charming bungalow, set on a generous one-acre lot, offers a perfect blend of comfort and style with four bedrooms and two bathrooms. The interior boasts custom closets, exposed beams, and wide knotty pine floors and ceilings, creating a warm and inviting atmosphere. Recently vinyl sided in 2022 with elegant vinyl gray cedar shakes, the exterior complements the serene surroundings. The secluded fenced-in backyard features a variety of fruit trees, ideal for outdoor enjoyment, while the oversized detached garage/workshop provides ample storage and workspace. Additional highlights include a spacious deck and a small section of owned solar panels, enhancing the home's energy efficiency. Buyer and/or Buyer's agent to verify all information prior to making an offer. All dimensions are approximate.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $536 | $536 | $536 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,187 | $2,187 | $2,844 |
Total Monthly Payment | $2,798 | $2,798 | $3,455 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.