This home is ideal for the buyer who needs excess storage space. 3 permanent out buildings for toys, livestock or whatever you wish. The 1. 5 car garage is the most recent. Garage was built on concrete footings and has a truss roof. Almost a full acre of usable land. Home is freshly renovated and completely updated. New flooring throughout. Chimney was just relined with stainless steel. Electrical completely updated with hard wired smoke detectors, updated switches and receptacles. Bathrooms have all new fixtures. New metal roof installed on the home. Windows are newer and a bonus screened in porch for your enjoyment. Property is move in ready! This is a great starter home featuring close proximity to downtown, shopping and route 202. Second floor has 3 good sized bedrooms with a bathroom and laundry. Showings begin at noon on Saturday August 24th, 2024.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $417 | $417 | $417 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,701 | $1,701 | $2,213 |
Total Monthly Payment | $2,192 | $2,192 | $2,704 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.