The seller may consider concessions for the buyer. This charming 4-bedroom, 3-bathroom home, with one bedroom and a full bathroom on the first level, is located on a conservation lot with no rear neighbors in the Live Oak Lake subdivision. This community offers amenities such as a gym, cabana, pool, and playground, with an HOA fee of only $85 per month, which includes these resort-style amenities.
The garage has an epoxy coating, the lamps are modern crystal chandeliers, and the roof is equipped with water gutters, The secondary bathroom showers have added shower doors.
On the first level, there is a bedroom and a full bathroom for guests. The flooring is entirely ceramic, making it easy to maintain, the second floor it is carpet to get confort the spacious kitchen features white cabinets with crown molding, quartz countertops, a backsplash, stainless steel appliances, and an exhaust hood that vents outside, eliminating unwanted cooking odors. Additional upgrades were added at the time of purchase with the builder, including a large living room and dining area, all part of a super modern open concept that combines elegance, creating a harmonious flow throughout the home, perfect for enjoying family moments.
On the second level, there is a loft that can be used as a game room or TV area, the master bedroom with its private bathroom and walk-in closet, the secondary bedrooms, a shared bathroom, and the laundry room.
The backyard of this home is very large with no rear neighbors, offering privacy and tranquility. The location of this community is near Highway 192, just minutes from the Narcoosee Road intersection, 20 minutes from Lake Nona, and close to all the supermarkets, restaurants, and shops on Highway 192.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $372,000 | $372,000 | $372,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $401 | $401 | $401 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,260 | $2,260 | $2,940 |
Total Monthly Payment | $2,736 | $2,736 | $3,416 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.