Welcome to 21 Conscience Bay Road! Location, Location and Location. . . Paradise found. . . This stunning home boasts 228' of direct waterfront property on Conscience Bay and sits at the end of a quiet cul de sac. The home is in within a short stroll of the historic Setauket Village Green, Patriots Rock, Emma S Clark Library, The Neighborhood House and the Frank Melville Memorial Park and arboretum. Nestled on a private and lushly landscaped 1. 35 acre lot sits this meticulously maintained 3, 843 square foot home featuring a soaring two story entry foyer with sweeping bridal stairwell, four bedrooms, 4. 5 baths, two family rooms, formal living and dining rooms, a spacious country kitchen and a finished basement with egress window and 1/2 bath. The Master suite is palatial with two WIC's, master bath with dual sinks, walk in shower and jacuzzi tub and a soothing sitting room- the consensus favorite room in the home- with gas fireplace and deck overlooking the bay. Perfect for morning coffee or sunset glass of wine. The home affords extensive molding work, hardwood floors, two fireplaces (one wood and one gas), newer CAC ( 2021), three zone oil heat with radiant heat in the master bath- there is natural gas into the home as well- central vacuum on all floors, WIFI controlled IGS, an extensive electrical service with transfer switch for generator, full finished basement with egress window and a three car garage. Outdoors enjoy numerous gathering areas around your heated, salt water pool. Your private balcony, front porch and of course the priceless water view you can call your own. Think of the memories that will be made here!! All this within the acclaimed Three Village Central School District and the home is within close proximity to Stony Brook and Port Jefferson Villages, three area hospitals ( Mather, St. Charles and Suffolk County's only level one trauma center, Stony Brook hospital), Stony Brook University, the Port Jefferson Ferry, The LIRR ( Manhattan awaits ) and countless local shops and restaurants. Only a few will ever enjoy the seemingly endless production of shows that mother nature will perform each day and evening for you. The daily experiences and the memories created in this home will be priceless. . .
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,880,000 | $1,880,000 | $1,880,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
Monthly Tax Payment | $2,907 | $2,907 | $2,907 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $10,527 | $11,423 | $15,486 |
Total Monthly Payment | $13,559 | $14,455 | $18,518 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.