Set back from the street, on a knoll, this lovely well cared for, spacious, 4 bedroom single level home is in a great location. Minutes from the Essex village and all the town has to offer and across the street from the elementary school. There is a back deck and a generous, private back yard. The living room is large and open with a wood burning fireplace. Except for the tiled, open, kitchen, dining area and bathrooms, the floors are all hardwood. There's a walkup attic, and a full basement. This owner has replaced windows, roofing, heating system, hot water, garage door openers and storm door as well as replaced the kitchen cabinets and counter tops and installed a French drain to eliminate water in the basement. The sewer betterment has been paid in full by the seller. The seller will tie into public sewer prior to closing. Please no love letters or escalation clause offers
Type | Description | Level |
---|---|---|
Bedroom 2 | Flooring - Hardwood | First |
Bedroom 3 | Flooring - Hardwood | First |
Bedroom 4 | Flooring - Hardwood | First |
Dining Room | Flooring - Stone/Ceramic Tile | First |
Kitchen | Flooring - Stone/Ceramic Tile | First |
Living Room | Flooring - Hardwood, Window(s) - Picture | First |
Master Bedroom | Bathroom - Half, Flooring - Hardwood | First |
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William Raveis Real Estate
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Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $588,000 | $588,000 | $588,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $658 | $658 | $658 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,573 | $3,573 | $4,647 |
Total Monthly Payment | $4,323 | $4,323 | $5,397 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.