Welcome to 20 Oak St in Saint James, where charm meets convenience in this beautifully maintained home. Located near the village, this property offers the best of both worlds-a peaceful retreat with easy access to local amenities. As you step onto the property, you'll be greeted by a fully fenced yard, providing privacy and plenty of space for outdoor activities. The ?-acre lot is perfect for enjoying the outdoors, whether you're taking a dip in the heated in-ground pool or unwinding by the serene koi pond. Inside, the home is filled with quality features, including Andersen windows that bring in an abundance of natural light and showcase the gleaming hardwood floors. The climate is kept just right with three heating zones and central air conditioning, ensuring comfort throughout the year. The kitchen is truly the heart of this home, designed for both everyday living and entertaining. It's a spacious, super eat-in kitchen outfitted with high-end KitchenAid appliances, Corian countertops, and a stunning cathedral ceiling that adds a touch of grandeur. Just off the kitchen, the dining room is perfect for hosting dinner parties or family gatherings. When it's time to relax, the master suite is your private haven. It features a walk-in closet and a luxurious bathroom complete with a whirlpool tub-perfect for unwinding after a long day. Additional conveniences include a large driveway, a 2-car garage, and a basement offering plenty of storage space. This home is the complete package, blending style, comfort, and a prime location. Make 20 Oak St your new address, and start enjoying everything this wonderful property has to offer.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $703,200 | $703,200 | $703,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
Monthly Tax Payment | $1,341 | $1,341 | $1,341 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,938 | $4,273 | $5,792 |
Total Monthly Payment | $5,371 | $5,706 | $7,225 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.