THIS IS A SPECIAL HOME AND PRIDE OF OWNERSHIP SHOWS! IT IS A BLEND OF THE ORIGINAL CHARACTER AND CHARM WITH TODAY'S MODERN TECHNOLOGIES WITH QUALITY THROUGHOUT! WAIT UNTIL YOU SEE THE KITCHEN! THERE IS AN IMMEDIATE "WOW" FACTOR. LOTS OF MODERN CUPBOARDS WITH THE "QUIET CLOSE" TOUCH WITH PULL OUT DRAWERS. BEAUTIFUL GRANITE COUNTER TOPS AND STAINLESS STEEL APPLIANCES. THERE IS EVEN A DOUBLE OVEN INCLUDING A "CONVECTION" OVEN. THE FLOORS THROUGHOUT THE HOME ARE SHINING HARDWOOD OR NICELY TILED. THE UPSTAIRS BATH EVEN HAS A HEATED TILED FLOOR. THE LARGE LIVING ROOM IS ABSOLUTELY STUNNING AND INCLUDES A FIREPLACE WITH A WOOD STOVE INSERT. THE OUTSIDE IS AS ATTRACTIVE AS THE INSIDE OF THE HOUSE. THERE IS A VERY ENJOYABLE COVERED BREEZEWAY WHICH SERVES AS A GREAT SPOT TO HAVE BREAKFASTS, LUNCHES OR DINNERS OUTSIDE . THE LOT IS NICELY LANDSCAPED WITH LOTS OF PERENNIALS AND HEDGES FOR PRIVACY. THERE IS ALSO A PRIVATE BACK PATIO TO SIT AROUND THE FIRE PIT TO ENJOY THOSE SUMMER EVENINGS. TO ADD TO ALL OF THIS, THE LOCATION IS AT THE DEAD-END OF THE STREET IN ONE OF CLAREMONT'S FAVORITE NEIGHBORHOODS. TO TOP IT OFF, THIS HOME IS ALSO SOLAR POWERED WHICH IS A HUGE SAVINGS. THIS REALLY IS A SPECIAL PLACE TO CALL HOME!!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $575 | $575 | $575 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,701 | $1,701 | $2,212 |
Total Monthly Payment | $2,351 | $2,351 | $2,862 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.